It was a different story each side of the Atlantic for the captive giants when they announced their half-year results.
Ford Motor Credits profit, at $843m (£507m), was down 22% from $1.1bn in the first half of 2010.
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However, General Motors former captive Ally Financials $259m profit was 64% down from its $727m half-year profit last year.
In contrast, Volkswagen Financial Services announced a 321m (£279m) half-year profit, a steady 13% rise on the 283m announced in the same period last year.
BMW Financial Services, however, stormed ahead by announcing an impressive 93% increase in its half-year profit, up from 389m last year to 750m this year.
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