All articles by Graham Hill

Graham Hill

A hidden bombshell?

One of my main reasons for concern came about when a client took on a new contract hire car with me and explained he was going to voluntarily terminate VT his existing four-wheel-drive in order to take on the new car

Reflections on the year

When I started the British Lease Brokers Association in 1991, along with a large group of brokers and Lease Management Services, Vic was a great supporter and provided us with some great advice and publicity

Graham Hill: The Arranger

Times were already getting tough at the start of this year as lenders seemed to be running low on funds to lend resulting in fewer acceptances

The Arranger: Scapegoating brokers?

In fact I managed to pay for the monthly shop in cash instead of credit card for the first time since last year, so have we turned the corner I bloody hope so, but my gut instinct is we still have a way to go before we emerge from the brown stuff, so it is still a question of keeping our heads down and hoping things continue to improve

Graham Hill: Signs of the times

So there I was, feet up, cup of tea in hand ready to write my article on the legality of contract hire end of contract charges when the news came through about Lombard Vehicle Management cutting off brokers.

Graham Hill: Raising the stakes

When I first started leasing cars, we mainly provided lease purchase and finance lease Then, in the mid 1980s, contract hire started to take off, and we provided rates based on 333 payments for three years or 321 payments for two years.

Graham Hill: Dude, where’s my car?

Unless you believe the scrappage scheme has actually benefitted anyone other than the rare few that were driving around in 10-year old cars they had been desperate to chop in against a new car, resulting in sales of new cars over and above the cars that would have been sold anyway

Graham Hill: No level playing field

As you know Im not one to moan. But this month, Im more than a little angry. No, not about the MPs expenses, with MPs charging us for everything from installing heating under the landing strip in the back garden in order to land the Learjet in all weathers to toys for the goldfish bowl. Nor am I going to whinge about the dopey scrappage scheme.

Graham Hill: Blot on the record

Graham Hill gives his opinion and analysis about personal credit rating, and its effect on leasing.

Informing the masses

Graham Hill, of Graham Hill Automative Finance, discusses the implications of debt and loan consolidation.